Borrowing Limits (FAFSA Dependency Status)

• Dependent freshmen may be able to borrow up to $5,500 per year. Up to $3,500 of that amount may be subsidized if the student has enough financial need.
• Dependent sophomores may be able to borrow up to $6,500 per year. Up to $4,500 of that amount may be subsidized if the student has enough financial need.
• Dependent juniors may be able to borrow up to $7,500 per year. Up to $5,500 of that amount may be subsidized if the student has enough financial need.
• Dependent seniors may be able to borrow up to $7,500 per year*. Up to $5,500 of that amount may be subsidized if the student has enough financial need.

• Independent freshmen may be able to borrow up to $9,500 per year. Up to $3,500 of that amount may be subsidized if the student has enough financial need.
• Independent sophomores may be able to borrow up to $10,500 per year. Up to $4,500 of that amount may be subsidized if the student has enough financial need.
• Independent juniors may be able to borrow up to $12,500 per year. Up to $5,500 of that amount may be subsidized if the student has enough financial need.
• Independent seniors may be able to borrow up to $12,500 per year*. Up to $5,500 of that amount may be subsidized if the student has enough financial need.

• Graduate students may be able to borrow up to $20,500 per year. Graduate students are not eligible to receive subsidized loans.

Dependent students may be able to borrow up to $31,000 in their lifetime. Up to $23,000 of that amount may be subsidized if the student has enough financial need.

• Independent undergraduate students can borrow up to $57,500 in their lifetime. Up to $23,000 of that amount may be subsidized if the student has enough financial need.
• Independent graduate students may be able to borrow up to $138,500 in their lifetime. Graduate students are not eligible to receive subsidized loans.