Dental and Vision

Dental Benefits

Michigan Tech offers a choice of two dental plans administered by Delta Dental. The dental plans feature a PPO and Premier network of dentists who have agreed to provide services at a discounted price. For additional information and to find participating providers, please use the Delta Dental website.

Plan Documents

Vision Benefits

Vision benefits are administered by VSP. For additional information and to find participating providers, please visit the VSP website.

VSP Vision Summary of Coverage

What If Things Change During The Year?

You can't change your coverage during the plan year unless you have a qualified family status change. If you do have a qualified family status change, you may add or remove dependents to existing enrolled coverage plans. You may elect new coverage plans only if your change is related to the loss of insurance coverage and you are not already enrolled in a plan with us. To make changes due to a qualified family status change, you must submit notification via Employee Navigator within 30 days of the qualified family status change event. Supporting documentation must be sent to Benefit Services. When adding a dependent, documentation will be required.

Required Documentation for Dependents

Qualified family status events include, but are not limited to:

Marriage or divorce
Birth or legal adoption of a child
Legal guardianship
Child turns age 26
Death of your spouse or a dependent child
Loss/gain of insurance coverage by your spouse's employer

Failure to notify the Benefits Office within 30 days of any family status change may result in the following:

You will be held responsible for any claims paid for an ineligible dependent
Premiums paid for an ineligible dependent will not be refunded

Designated Eligible Individual (DEI) Program

Michigan Tech offers a competitive benefit package to its employees in order to recruit and retain the very best faculty and staff. In 2008, we implemented the Designated Eligible Individual (DEI) program to expand health benefits to individuals for whom coverage may not traditionally have been available.

To read more about the DEI program criteria and to apply, please download the DEI enrollment form.

The DEI enrollment form must be completed during the benefits open enrollment period each fall or no more than 30 days after the above criteria are met.